Effective Date: 01/09/25
Welcome to MuleFinal! These Terms of Service (“Terms”) govern your access to and use of the MuleFinal website (the “Website”), including all services, tools, and information provided by MuleFinal, a licensed insurance broker specializing in final expense insurance. By using our Website, you agree to comply with these Terms. If you do not agree, please do not use our Website.
Acceptance of Terms
By accessing or using the Website, you confirm that you are at least 18 years old and legally capable of entering into contracts. If you are using the Website on behalf of an entity, you represent and warrant that you have authority to bind that entity to these Terms.
Services
MuleFinal provides information and brokerage services for final expense insurance policies. All insurance products are underwritten by third-party insurance carriers, and MuleFinal does not directly underwrite or issue policies.
No Guarantees
While MuleFinal strives to provide accurate and up-to-date information, we do not guarantee that any insurance policy will be available or that specific terms or rates will be offered. All quotes and recommendations are subject to carrier approval and underwriting.
Use of the Website
You agree to:
- Use the Website only for lawful purposes.
- Provide accurate and truthful information when requesting quotes or submitting inquiries.
- Not engage in any unauthorized use, such as attempting to hack, disrupt, or overload the Website.
MuleFinal reserves the right to suspend or terminate access for any user who violates these Terms.
Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the collection and use of your data as described in the Privacy Policy.
Third-Party Links
Our Website may include links to third-party websites for your convenience. MuleFinal is not responsible for the content, accuracy, or practices of any third-party websites. Your use of those websites is at your own risk and subject to their terms of use.
Intellectual Property
All content, trademarks, logos, and other materials on the Website are the intellectual property of MuleFinal or its licensors. You may not copy, distribute, modify, or create derivative works without our prior written consent.
Disclaimer of Warranties
The Website and all services are provided “as is” and “as available” without any warranties, express or implied. MuleFinal disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, MuleFinal is not liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or use, arising from your use of the Website or services.
Indemnification
You agree to indemnify and hold harmless MuleFinal, its affiliates, and employees from any claims, liabilities, damages, or expenses arising out of your use of the Website, violation of these Terms, or infringement of any third-party rights.
Changes to the Terms
MuleFinal may update these Terms from time to time. Changes will be effective upon posting to the Website. Your continued use of the Website after any changes constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes arising from these Terms will be resolved exclusively in the courts located in [Insert Jurisdiction].
Contact Information
For questions or concerns about these Terms, please contact us at:
MuleFinal
1001 Wilshire Blvd. #1226 Los Angeles, CA 90017
213.318.2130
[email protected]
By using the MuleFinal Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for choosing MuleFinal for your final expense insurance needs!